Cashflow Finance
Cashflow finance is the smarter way to grow your business without waiting on slow-paying invoices or rigid bank loans. Whether you’re navigating seasonal demand, investing in new opportunities, or simply looking to smooth out daily operations, cashflow finance gives you fast, flexible access to the working capital you need, when you need it.
We believe that all UK businesses have unique needs when it comes to accessing finance.
Cashflow Finance for Small Businesses
Factoring is a type of cashflow financing which typically improves business cashflow by releasing money against unpaid invoices.
Through business cashflow finance, up to 90% of the invoice value can be released within 24 hours of the invoice being raised. The remaining balance is made available when customers settle their outstanding invoices.
This cashflow finance service is suited especially to growing businesses and new start-ups.
Cashflow Finance for Small Businesses
We believe every business can benefit from effective cashflow solutions—and we’re here to support you every step of the way
Explore the options below to discover a variety of cashflow solutions designed to keep your business flexible, stable, and financially healthy. Have questions or ready to take the next step? Contact us today—we’re here to help you find the right solution for your business.
Beating the Deadline – How we secured a vital VAT loan
Managing VAT liabilities can put significant pressure on a business’s cash flow, especially for SMEs. For a family-run materials handling company, we’ve provided ongoing support with VAT loans over the past two years. In one instance, they needed a £62K VAT loan to supplement their own funding, which we arranged quickly to keep their operations on track. When they later faced a larger £132K VAT bill, additional complexities arose due to PAYE arrears and a high overdraft facility, leading to an initial loan rejection by the lender.
Acting swiftly, we worked closely with the lender on an appeal, providing detailed forecasts, supporting the client in addressing PAYE issues, and ensuring full transparency. Thanks to our established lender relationships and persistence, the loan was approved late on a Friday evening, allowing the client to meet their VAT obligation and avoid disruption. This case highlights how an experienced finance broker can deliver fast, flexible funding while navigating challenges to support business continuity and growth.
Other products you may be interested in
We offer a range of business financing solutions to meet the needs of various industries. Backed with decades of banking and finance experience, our team works with thousands of companies throughout the UK. We help them optimise cashflow and achieve their goals through a range of business finance solutions, including:
Contract Hire
Contract hire is a cost-effective business finance service for companies that require support with vehicle leasing. Offering the use of new cars or commercial vehicles without the headaches of ownership, this business financing option is a great way to manage your fleet without the risks of depreciation.
Are you a Supplier looking for finance for your customers?
If you sell any form of equipment, machinery or commercial vehicles, why not offer point of sale finance to your customers? You can make supplier finance arrangements through any one of our group businesses, where local knowledge is backed by national support.
