Invoice Finance

We aim to bring a fresh approach to both factoring and confidential invoice discounting. We know that each business has different financial needs, so we deliver a flexible approach and the best possible cashflow finance solutions for every unique situation.

  • Quick decisions and finance application turnaround

  • Expertise in many specialist sectors

Invoice Finance

Invoice financing is a way for your business to borrow money against the amounts due from customers. This allows you to receive most of the cash from your invoice value as soon as your invoice is raised. It is an excellent way to release cash back into your business for growth, or whatever purpose suits your business. It takes the pressure off chasing your debtors and can give you peace of mind.

Invoice Finance

Who Needs Invoice Financing?

If any of the below sound familiar, then invoice finance could be the product for you:

  • Customers are taking too long to pay

  • You’ve turned down a contract because the payment terms were too long

  • You’ve turned away business because you don’t have the cash to fulfil the jobs

  • You’re spending too much time chasing debtors

The Benefits of Invoice Finance

Get 90% of your invoice value back into your business

Instead of waiting 30-60 days to get paid, invoice finance solutions improve cashflow and allow you to grow your business by taking on new orders or contracts, buying more stock, employing more staff, or spending the money on other areas of the business.

Pass on credit control tasks

for many businesses chasing money is time-consuming and unpleasant. This can be outsourced as part of the Invoice Financing facility, saving you time and resources within the business.

Pay your suppliers upfront

This allows you to take advantage of supplier discounts.

How Does Invoice Finance Work?

Business invoice finance is a simple process:

Step 1

Invoice your customer

Step 2

Access your funds quickly through invoice finance

Step 3

Chase payment if not received, and flag with your invoice financing lender

Step 4

Customer payment can be collected by lender on your behalf if preferred

Step 5

Receive remaining % of invoice when final payment is received

If you would like to learn more about invoice finance, then get in touch with our specialist team.

We believe that all UK businesses have unique needs when it comes to accessing finance

Why Use Us

Invoice discounting

Invoice discounting provides a discreet way to access cashflow finance solutions, offering an injection of cash into a business by releasing money against unpaid sales invoices.

Up to 90% of the invoice is made available within 24 hours of it being raised. The remaining balance is made available when customers settle their outstanding invoices, minus a collection fee.

Invoice factoring

Invoice factoring is a form of invoice finance where you ‘sell’ some or all of your outstanding invoices to a third party to improve cash flow and revenue stability. The factoring company advances most of the invoiced amount upfront and then collects payment directly from your customers.

If you’re looking to unlock cash tied up in unpaid invoices and take control of your working capital, get in touch with us to see how this solution could work for your business.

Other products you may be interested in

We offer a range of business financing solutions to meet the needs of various industries. Backed with decades of banking and finance experience, our team works with thousands of companies throughout the UK. We help them optimise cashflow and achieve their goals through a range of business finance solutions, including:

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Asset Refinance

Asset refinance is a strategic business financing approach for companies. It frees up capital locked into existing assets by taking out a new loan against their value.

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Contract Hire

Contract hire is a cost-effective business finance service for companies that require support with vehicle leasing. Offering the use of new cars or commercial vehicles without the headaches of ownership, this business financing option is a great way to manage your fleet without the risks of depreciation.

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Hire Purchase

Hire purchase is popular amongst businesses and individuals. The customer chooses their supplier directly and negotiates the asset’s price and specifications.

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Invoice Finance

Invoice finance is a way for your business to borrow money against the amounts due from customers. This allows you to receive most of the cash from your invoice value as soon as your invoice is raised.

Are you a Supplier looking for finance for your customers?

If you sell any form of equipment, machinery or commercial vehicles, why not offer point of sale finance to your customers? You can make supplier finance arrangements through any one of our group businesses, where local knowledge is backed by national support.