Personal Contract Purchase (PCP)

PCP gives you a flexible, affordable way to drive a new car, with lower monthly payments and the freedom to choose what happens at the end of the agreement.

  • Quick decisions and finance application turnaround

  • Expertise in many specialist sectors

We believe that all UK businesses have unique needs when it comes to accessing finance.

Flexible PCP Car Finance Solutions

Personal Contract Purchase (PCP) finance is a financing solution for private individuals looking to buy a car or motorcycle. When you’re making the purchase, your car finance PCP lender will set a guaranteed future value price for the vehicle based on estimates provided by CAP. 

A PCP for car finance can be beneficial for people looking to return the vehicle after a fixed term at a guaranteed price; it also allows the owner to buy back at this predetermined price.

We have great PCP car finance deals available, with up to five-year repayment plans to drive down the monthly costs. We can also help you finance the balloon payment at the end of the term if you want to keep the vehicle.

We pride ourselves on offering the best car finance PCP solution for your requirements. So, if there are other finance packages that might suit you, we will let you know.

Contact us today to talk about tailor-made finance solutions for your new vehicle.

Other products you may be interested in

We offer a range of business financing solutions to meet the needs of various industries. Backed with decades of banking and finance experience, our team works with thousands of companies throughout the UK. We help them optimise cashflow and achieve their goals through a range of business finance solutions, including:

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Cashflow Finance

Need a cash flow injection to seize that golden opportunity? We have got you covered. Our flexible financing options are crafted to align payments seamlessly with your business cycles, ensuring that you have the liquidity you need precisely when needed.

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Contract Hire

Contract hire is a cost-effective business finance service for companies that require support with vehicle leasing. Offering the use of new cars or commercial vehicles without the headaches of ownership, this business financing option is a great way to manage your fleet without the risks of depreciation.

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Hire Purchase

Hire purchase is popular amongst businesses and individuals. The customer chooses their supplier directly and negotiates the asset’s price and specifications.

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Invoice Finance

Invoice finance is a way for your business to borrow money against the amounts due from customers. This allows you to receive most of the cash from your invoice value as soon as your invoice is raised.

Are you a Supplier looking for finance for your customers?

If you sell any form of equipment, machinery or commercial vehicles, why not offer point of sale finance to your customers? You can make supplier finance arrangements through any one of our group businesses, where local knowledge is backed by national support.