Seasonal Structured Payments

Structured payments, sometimes called ‘seasonal payments’, are a way of funding through hire purchase (HP) or lease where we create a tailored repayment structure based around your specific cashflow requirements.

  • Quick decisions and finance application turnaround

  • Expertise in many specialist sectors

We believe that all UK businesses have unique needs when it comes to accessing finance.

Who Needs Consulting on Payment Structure?

You may have large annual hikes in your cashflow and want the payments to come out when you have the most cash, structuring payments around specific times.

Maybe you require a payment holiday at the beginning or during the quiet winter months every year? Maybe you have a specific amount of cash available every year and want to pay that off the asset annually, in addition to the monthly payments? Anything is possible.

Unlike other forms of finance with monthly repayments, structuring payments is designed to work for you, with repayments scheduled when you want them, not the other way round!

What Are The Benefits of Structuring Payments?

Some of the benefits of using structured payments include:

Matched cashflow

Payments are structured to come out when money is available.

Lower interest

Help with the timing of payments can reduce interest costs.

Low payments

Making lump sum payments reduces the monthly amount.

Want to learn more about structured payments around your seasonal cashflow? Contact our team.

Other products you may be interested in

We offer a range of business financing solutions to meet the needs of various industries. Backed with decades of banking and finance experience, our team works with thousands of companies throughout the UK. We help them optimise cashflow and achieve their goals through a range of business finance solutions, including:

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Business Acquisition Funding

If your business is looking to expand or merge with another, Business Acquisition Funding may be the best solution to make this happen.

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Maintenance Agreements

Adding an all-inclusive maintenance service contract agreement to your equipment finance paperwork helps your business run smoothly, taking care of all service fees behind the scenes, and leaving you free to focus on your priorities.

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Request A Settlement

If you’re looking to finish your finance agreement early, simply contact us, we would love to help. We aim to get back to you within 24 hours of your initial enquiry.

Are you a Supplier looking for finance for your customers?

If you sell any form of equipment, machinery or commercial vehicles, why not offer point of sale finance to your customers? You can make supplier finance arrangements through any one of our group businesses, where local knowledge is backed by national support.