Master Leasing

A master lease is a continuing lease arrangement, preferred by customers who anticipate multiple installations over a sustained period of time.

This arrangement allows a customer to sign a single agreement and make one agreed payment, instead of several agreements, with several separate payments.

If you have equipment that is leased on identical terms to various customers, this is a good option for businesses to sell their goods.

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We believe that all UK businesses have unique needs when it comes to accessing finance.

Master Leasing

Looking to make your leasing process simpler, and seamlessly scale your business? Master leasing allows you to streamline all your customer agreements under a single agreement with a predetermined payment structure.

So, whether you’re juggling multiple installations or working with various clients on identical terms, a master lease will help you boost efficiency and cut down on unnecessary paperwork.

What is Master Leasing?

A master lease is a continuing lease arrangement, preferred by customers who anticipate multiple installations over a sustained period of time.

Master leasing for business equipment is a flexible financing arrangement that allows companies to lease various types of equipment under a single, overarching lease agreement — called a Master Lease Agreement (MLA). This setup streamlines the process of acquiring equipment over time without needing to renegotiate the full terms each time new equipment is added.

If you have equipment that is leased on identical terms to various customers, a master lease is a good option for companies to sell their goods.

Find out how master leasing can serve your business needs – get in touch with our friendly team.

Key Features of Master Leasing:

Master Lease Agreement (MLA)

A one-time agreement that defines general terms (e.g., responsibilities, default clauses).

Individual pieces of equipment are added via lease schedules or supplements, detailing the specific terms for each item.

Flexibility

Add equipment as needed without redoing paperwork.

Terms like duration, payment, and end-of-lease options can be customized per asset.

Cost Management

Helps with cash flow — payments are spread out rather than requiring a large upfront capital investment.

Leases may be structured to preserve bank lines of credit.

Tax and Accounting Benefits

Depending on the structure (operating vs. capital lease), you may benefit from off-balance-sheet financing or depreciation benefits.

End-of-Term Options

Purchase the equipment, renew the lease, or return the equipment.

Commonly Leased Business Equipment

IT hardware and software

Office furniture

Medical or lab equipment

Manufacturing machinery

Vehicles and fleet equipment

Who Uses It:
Businesses with ongoing or phased equipment needs (e.g., hospitals, construction firms, IT companies).

Organisations wanting to avoid asset obsolescence.

Other products you may be interested in

We offer a range of business financing solutions to meet the needs of various industries. Backed with decades of banking and finance experience, our team works with thousands of companies throughout the UK. We help them optimise cashflow and achieve their goals through a range of business finance solutions, including:

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Equipment Leasing

Financing equipment for your business can often be a more cost-effective solution than making an outright purchase. Leasing allows you to conserve cash and other financial resources for future investments while still accessing the equipment and assets you need.

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Finance Leasing

With a finance lease, the lender owns the asset over the course of the agreement, but the maintenance, tax, and insurance responsibilities lie with you. It usually lasts for most of the asset’s lifespan, giving the lessee control and a stake in any value changes.

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Master Leasing

Want to cut down on paperwork? Then a master lease may be the solution. A master lease is an ongoing lease setup ideal for customers expecting multiple installations. It simplifies the process by requiring just one agreement and a single payment structure instead of multiple separate contracts and payments.

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Seasonal Leasing

Seasonal leases are tailored to the needs of companies with peak trading periods, allowing flexible payments based on cashflow. With a seasonal lease, businesses can make higher payments during busy months and lower ones when work is slower, ensuring affordability year-round.

Are you a Supplier looking for finance for your customers?

If you sell any form of equipment, machinery or commercial vehicles, why not offer point of sale finance to your customers? You can make supplier finance arrangements through any one of our group businesses, where local knowledge is backed by national support.