Financial Services

We offer a wide range of business finance solutions to help you access the funds you need, whether you’re growing, re-investing in your business, or managing cash flow

  • Quick decisions and finance application turnaround
  • Expertise in many specialist sectors

We believe that every business has unique needs when it comes to accessing finance

Business Finance Solutions

We offer a range of business financing solutions to meet the needs of various industries. Backed with decades of banking and finance experience, our team works with thousands of companies throughout the UK. We help them optimise cashflow and achieve their goals through a range of business finance solutions, including:

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Asset Refinance

Asset refinance is a strategic business financing approach for companies. It frees up capital locked into existing assets by taking out a new loan against their value.

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Cashflow Finance

Need a cash flow injection to seize that golden opportunity? We have got you covered. Our flexible financing options are crafted to align payments seamlessly with your business cycles, ensuring that you have the liquidity you need precisely when needed.

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Contract Hire

Contract hire is a cost-effective business finance service for companies that require support with vehicle leasing. Offering the use of new cars or commercial vehicles without the headaches of ownership, this business financing option is a great way to manage your fleet without the risks of depreciation.

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Hire Purchase

Hire purchase is popular amongst businesses and individuals. The customer chooses their supplier directly and negotiates the asset’s price and specifications.

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Invoice Finance

Invoice finance is a way for your business to borrow money against the amounts due from customers. This allows you to receive most of the cash from your invoice value as soon as your invoice is raised.

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Personal Contract Purchase (PCP)

Personal contract purchase (PCP) offers low monthly instalments and varied end-of-term financing options. At the end of the PCP agreement, customers can trade in for an upgrade, return their asset, or make a final balloon payment and keep it.

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Tax Liability Finance

Many businesses spread their tax liabilities to help smooth out their peaks in cash flow over the year. By setting up a spread payment facility, you can split your Corporation tax over 12 months, and your VAT over 3 months.

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VAT Deferrals

Ease cashflow pressure with our VAT deferral option, allowing you to postpone upfront VAT payments on hire purchase finance for up to three months.

Our large, group-wide funding panel means we can always find you the right finance option

Why Use Us

Wide range of choices available

When it comes to securing finance for your business, choice matters. As an experienced finance broker, we work with an extensive network of lenders, from major banks to niche, specialist funders to find the right solution for your unique needs.

We’re not tied to any single product or provider. That means we focus entirely on what’s best for you. By taking the time to understand your business, your goals, and your challenges, we deliver funding options that are tailored, competitive, and aligned with your growth strategy.

Whether you’re investing in new equipment, managing cash flow, or expanding into new markets, we’re here to help. Our deep market insight and strong lender relationships allow us to secure favourable terms, saving you time, effort, and uncertainty.

With a personal, transparent, and consultative approach, we don’t just connect you to funding, we give you the confidence for your next step forward.

Expertise in many specialist sectors

As finance brokers, we don’t just connect you to funding, we act as a strategic partner, dedicated to unlocking opportunities and helping you move your business forward. One of our key strengths is our experience across a wide range of industries. We work with businesses of all shapes and sizes, in many different sectors, which means we’ve built a deep understanding of the challenges, needs, and ambitions unique to each one.

This cross-sector experience allows us to quickly get to grips with your business, align with your goals, and tailor funding solutions that truly fit — not just for today, but with your long-term growth in mind. We take the time to understand your operations, your market, and what success looks like for you, so we can support you with the right finance and the right strategy to help you get there.

Specialist funders bring more than just capital — they bring deep industry knowledge and a real understanding of what it takes to get deals across the line. Whether you’re looking to expand, invest in new equipment, or manage cash flow more efficiently, we know exactly who to turn to and how to present your case for the best chance of approval.

Fast and direct access to funding

In business, timing can be everything. Opportunities don’t always wait, whether it’s a chance to secure a new contract, invest in new equipment, or respond quickly to market demand. Having fast and direct access to funding means you can act with confidence and agility, without being held back by lengthy approval processes or red tape.

That’s why we prioritise speed and simplicity in everything we do. By cutting through complexity and working directly with a wide range of lenders, we give you a clear, reliable path to capital when and where you need it most. Whether it’s an urgent opportunity or a time-sensitive challenge, you can count on us to move quickly, so your business never misses a beat.

A personal and human approach

In today’s fast-paced, tech-driven world, a genuine connection can make all the difference. Businesses don’t just need services, they need understanding, empathy, and real partnership. That’s why taking a personal, human approach matters. It’s not just about numbers, it’s about people, goals, and building something meaningful. When you work with someone who truly listens, asks the right questions, and takes the time to understand your business, the outcomes are always stronger, more relevant, and more sustainable.

As finance brokers, we believe you shouldn’t be treated like just another transaction. Every business has its own story, challenges, and ambitions and that deserves individual attention. By working closely with you, we’re able to offer support that’s not only professional but personal, ensuring the solutions we deliver reflect your unique journey and future direction. That connection builds trust, and trust is what drives long-term success.

Case studies & solutions used

Beating the Deadline – How we secured a vital VAT loan

Managing VAT liabilities can put significant pressure on a business’s cash flow, especially for SMEs. For a family-run materials handling company, we’ve provided ongoing support with VAT loans over the past two years. In one instance, they needed a £62K VAT loan to supplement their own funding, which we arranged quickly to keep their operations on track. When they later faced a larger £132K VAT bill, additional complexities arose due to PAYE arrears and a high overdraft facility, leading to an initial loan rejection by the lender.

Acting swiftly, we worked closely with the lender on an appeal, providing detailed forecasts, supporting the client in addressing PAYE issues, and ensuring full transparency. Thanks to our established lender relationships and persistence, the loan was approved late on a Friday evening, allowing the client to meet their VAT obligation and avoid disruption. This case highlights how an experienced finance broker can deliver fast, flexible funding while navigating challenges to support business continuity and growth.

Business solutions – staged payments
Tax Liability Finance

Mobile Dog Groomers Future-Proofs with an Electric Van

At the height of the pandemic, Alex Williams launched Streetdog Pet Groomers Limited, a mobile dog grooming service covering London, Essex, and Hertfordshire. With a unique business model focused on travelling to clients, Streetdogs offered convenience to pet owners and kept overheads low. However, rising fuel costs, ongoing van repairs, and London’s ULEZ charges made the original diesel van unsustainable for the growing business.

To keep the business viable and reduce operating costs, Alex turned to us to finance a switch to a fully electric Maxus Edeliver 9 van. The grooming equipment was easily transferred, and the move has since cut Streetdogs’ transport expenses by approximately 75%. With our support, Streetdog Pet Groomers is now well-positioned for long-term growth and sustainability.

Streamlining Factory Modernisation

We supported a company in upgrading its factory with four Randex Compact Lift automated storage systems. Acting as the finance intermediary, we leveraged its expertise to manage a smooth and efficient funding process, enabling the business to modernise operations with minimal disruption.

The flexible staged payment structure offered financial control throughout the project, while the successful installation highlighted both the effectiveness of the equipment and the value of tailored finance. The client praised our role in facilitating the transition, which has enhanced their operational efficiency and future readiness.

Business solutions – staged payments

Are you a Supplier looking for finance for your customers?

If you sell any form of equipment, machinery or commercial vehicles, why not offer point of sale finance to your customers? You can make supplier finance arrangements through any one of our group businesses, where local knowledge is backed by national support.